The January "I can't afford it"award goes to???

Remember a few months ago I made a post on selfish truck owners. I broke down the numbers on how much you actually pay for a truck.  For example you have a 600 dollar a month payment but when you calculate everything (insurance gas oil changes registration) your total vehicle cost is more around a thousand a month.
So I was browsing my Facebook and I came across this today

I give you (my one reader) the winner of the "I can't afford it" award.

Here is what I have gathered.  This person is within his second year of marriage. He is around 25 and it's obvious from his pictures on his facebook page he has no concept of budgeting. Not only has he been to New York city and Boston but he's been on a Caribbean cruise and Disneyland or Disneyworld. (I can't tell) this all in the short 2 years he's been married.

So why can he no longer afford this truck ?

Life changed! Which it always does!  Here is the ad.

oops wife got pregnant I guess it's time to grow up. Stop living like we are always dating

Did you also notice he hasn't learned his lesson.  His plan is to downsize his payment until something else happens then what? Come up with that lame excuse that "we're struggling"

If your going to buy something like this back it up. The truck is not even a year old! He couldn't even make it a year??

Again my advice is this. A. Don't finance a car unless you absolutely have to and if you absolutely have to don't finance above 5000. Many reasons for that 1 if you were to fall on hard times a hundred dollar payment is alot easier to come up with than 600 and most likely insurance and registration is cheaper.

welcome to the club buddy. Hopefully after the twins come you get your hospital bill,  go on church assistance, and sign up for WIC you might have a wake-up call that welcomes you to the real word!

100 dollar payments for this. 

Just sayin.