I remember once learning that for a man to survive he would need 3 things. Food, water, and shelter. To make surviving more comfortable you would add clothing fire and a bed. Beyond that you wouldn't be considered as just surviving but rather moved up into the living category. I thought about that this conference weekend after moping for a couple of days because some things didn't go as planned. One week ago if I would have written a progress report I would have continued on on how financial we are doing well. Physically I'm getting better and overall just a brighter future picture all together. Unfortunately two instances have set me back emotionally. No thank goodness it's not a sick or injured family member and although it does relate to money we are actually considerably doing well. My credit card, no interest, use them to pay off the credit cards plan is actually doing quite well. I have managed to pay off almost 300 dollars in less than 2 months. Only 1 credit card acrue interest and that was the first month rolling it so I thought it would. Obviously I have alot more to say on that subject and explain how to do that but that's a subject for another day. Our fridge is somewhat full and our bank accounts too. So why am I still not satisfied why am I not "Their" yet and what is "Their". Well taking the above example of what a man needs to survive what is it that I want,need to live a life. I think I've at least figured a few things.
#1 is food security. When I first got married I told my wife that no matter what I did not want to ever have to chose between a credit payment and food. Food came first. I had heard too many stories from a high school girlfriend how her dad and mom did not know how to manage money and that one time before a paycheck their was a bag of cerial left. Her and her sister ate it while her parents starved for a day and a half until they got paid. I did not want that to happen. I stressed that again before we bought our first new car and although we have never starved we have come extremely close. Luckily with the help of the plasma center none of my girls have never come close but we can and should do better at this.
#2 Reliable transportation. You could go into debt to have reliable transportation but then how reliable is it when you lose your job and your car is repoed when you need it to go to the hospital to have a baby. My idea for reliable transportation is to have 3 or 4 vehicles for our family. If I could pay cash I would definitely buy better newer cars but since I don't multiple vehicles are the answer. If one breaks down you park it and use the other one until that one is fixed.
#3 A getaway place. For me this would be my very own cabin. I envy those who can just getaway whenever they want to. A short hour drive they're a million miles away from their problems. For some it's their camping trailer others it's a hotel or a relatives house. Just something to call my own.
#4 Toys! I can't believe I'm 30 and have only owned a motorcycle for about 9 months. I sold it to pay for a dr bill. (huh imagine that) I may be cheap but I still want to have fun. Watercraft Snowmobiles and Atvs. Unfortunately my toy money has went to pay dr bills for the last 9 years. At 6000 a year well you do the math.
#5 A modern or modernized house. Again I consider myself a simple guy who still would like a few luxuries. Such as a jetted large tub a walk in closet and a nice size Master bedroom. The house doesn't have to be a mansion but a nice size house with a nice size yard in seclusion if I could ask for that would be living.
#6 Vacations. I'm not talking once twice or maybe 3 times a year vacations I'm talking more in Tha ballpark of 10 to 15 mini and long vacations per year. Now I know I am dreaming but I can dream right? I already know of at least 4-5 couples and families who take advantage of life circumstances and take that many plus. I know of one couple who practically does this every other week. At least 30 vacations a year.
#7 Financial Security I'm going to end on 7. This trumps all of my other items and the list could go on and on but financial security has always come first for me. There have been times I've skipped meals so that a bill could be paid. It has always been my worry and will be until....? I always question my financial security before anything else and yes that is one of the reasons I don't have toys a nice house or vacations. I hope to one day have my expenses paid my loans paid off and generated income that happens non stop even when I'm sleeping driving or flying away on one of my many vacations. A vacation where there is no budgeting no care and no concern if my bank account is going to be overdrawn or my fridge empty when I come home. And that is it my friends my main 7 gifts qualities or circumstances I would like to have to finally say I'm "their" I'm living.
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