Financial integrity within yourself.

More proof of the wealthier than you and me person going above and beyond his needs is asking for a hand out. I've warned about this over and over that a family needs to look at their budget look at their expenses and gosh danget look at what your future looks like. Build a financial foundation with wealth food storage and knowledge so that when storms of financial distress comes your way you will not only withstand it you will live comfortably with it.

I always had this fantasy of being stuck in bad weather with a girl of my dreams. Usually it involved a cabin out in the middle of nowhere. We would wait out the storm by a fireplace with nowhere to go. Finances are like that fantasy . Are you going to be the person who looked ahead built a comfortable sturdy cabin complete with furniture and a fireplace? Or are you measly going to get by with a tent. Yeah it's better than the last option of building a shelter but it's not as good as the first option. Just an FYI my fantasy sort of came true in 2006. My girlfriend who is now my wife and I got stuck in a town in arizona during a freak snowstorm.  They shut down all the roads and we were forced to find a hotel.

So I was again browsing the charity classifieds going through horses cats and dogs not having enough food or needing surgery when I came across this.

Who wasn't a victim of preditory lending? Both my father in law and sister in law lost their house and credit in the housing crises. My brother was forced to move out and rent his house. He was able to save it but then again I have to brag about my family how brilliant they are to weather storms and save their credit and house. So if he is so desperate for a hand out obviously he has been sacrificing for a while trying to clean up his financial problems right?
Uhm wrong
Just a month ago he was fishing in Florida

(I need a better editing app)


3 months ago he was at a ball game in Baltimore Maryland

(Could of been work related?)

And how many of you have wanted to go to Australia? Well you can ask this guy because 4 months ago in June he was there.

This is exactly the example that inspired me to write this blog. I have been taught to donate and feed the poor only to find out these people our over drafting fast offering accounts using food banks and church services to stay in their luxurious 350 thousand dollar homes.

I'm the one who was poor the entire time. The food I needed and donated went to people like him. There is no reason he could of said no to anyone of those trips yet here he is. My prime example of the person who buys the nice house cars toys and goes on nice vacations is asking for your money to save his house.
I just looked up this persons Facebook account and during the time I have written this which is about half a week he has since gotten a gofundme account set up and has posted it to his facebook page. Look, I don't have a problem with legit gofundme asking for help but this again is a problem that could of been fixed years ago. The warning signs were yesterday but procrastinated until today.

(Facebook post)

(Facebook comment)

I understand that he probably us the nicest and honest person but in this situation he hasn't been honest with himself or his family. This is a problem he has admitted he has known about for years. To be truly honest with himself would be to know when to say "we can't afford this". We all have those moments where we say we deserve something such as a vacatiion. I know i have. I deserve a honeymoon I've never had one but to just go on an a expensive trip knowing that problems are looming would be dishonest. Ignoring and kicking the can down the road until it's too late is being dishonest with yourself. What kind of father would you be if you chose to go on a trip knowing a problem was looming that could possibly end with you losing your house? The kind who eventually plays the charity card and asks for help.

Look at your debts look at your interest and start saving today wherever you can. Save as much as you can and live within and below your means. Build your financial foundation stronger. Say no to bigger purchases that get in the way of paying off debt.

Again if you haven't read this blog this is my spot to write my frustrations down. It's nothing personal just my ideas frustrations and helpful tips for sucess.