What happens when you post this?

in less than a year you could be posting this!

and you thought I was kidding when I said your at a high risk of bankruptcy losing your home and relying on social programs if you finance a car you cannot afford. (a near 400 dollar payment I might add)

welcome to the real world hunny. P.S. it's people like you who have me AVOIDING 

donating to charity. Why should I when I know some of those funds are going to your less then common sense decision that you make and due to your OWN justification of what you deem as a need has helped destroy your credit and forced you to rely on someone else's hard earned money who MADE the right decisions.