I guess my notes do not have auto save like I thought they did. On my old phone I had the hardest time saving anything. I
I would just type and entire pages would just disappear. I did have a great contestant for the "I can't afford it award" but unfortunately I must of forgot to save it. So it may not make it this month.
Several things led me to my downfall to into the pit of debt and misery. Some weren't my fault like basic trials we all go through such as cars breaking down loss of income or medical bills. Some were my fault partially. My car purchase. And then there are those purchases that I chose not thinking ahead. Trips to sea world and Disneyland were partially to fully funded by empty credit cards that we said we would pay off. Eventually paying off became increasingly difficult because other trials took over and created more financial hardships but again I know that because I did not prepare myself financial because I chose to cave to pressure and buy a car because I put vacations on credit cards other trials did happen income did reduce and finally destroyed my credit. My debt is not that much but because my fica score is low it is changing the path we could be on. I think it's a blessing and a curse but I want to get my experience out to warn others the danger signs of a personal financial colapse.
Again searching as I usually do for subjects for various warnings or subjects to learn from I came across another contestant of the I can't afford it award.
So here's the car
And Here's the add
AGAIN. it was poor planning that came to this point but OH it gets better. Again you may ask why I care and again I say because these dumb financial mistakes these entitlement financial purchases that were put on credit cards. (What I mean is making decisions to go on trips because they deserve it rather than they could afford it) clouded their judgements. Spill over to rely on financial help including government and church help that we all pay into. Some of us have waited years for our dream vacations or purchases while these entitled young married person waits not saves not and thinks not.
So what's the scoup? Well here we are almost 5 months after the last assumed date she was employed (last year) and in the last 3 months this couple A. flew to California to go to Legoland (how much did this cost? Credit cards?)B. Went to Cancun ( again realy?? Credit cards? 2000+ dollars) then for mothers day the wife gets a real diamond ring and other gifts.(and they can't paytheir car payment why?) The diamond ring tells me that when they got married they didn't have alot of money which also means,they probably don't have parental financial support that is also supported by the fact they live in a small apartment. They also have a four month old. Where the heck are their medical bills? So to recap they can afford medical bills they can afford a trip to Cancun a round trip flight to California and tickets to Legoland and to top it off an expensive diamond ring but can't afford a car payment? Are they at risk of financial support? dipping into the bishop's storehouse fund? Help with rent? (and I'm still wondering if they even had to pay for any of the medical bills)
So here is you 3rd contestant of the "I Can't Afford It Award"
No comments:
Post a Comment