I like starting my post with the word 'so' I don't know why but I feel more connected to my feelings when I do. Like I'm actually starting a conservation with someone who will at least read my words that I can write without judgement.
Thus is why I have this blog.
So I work for Uber and Lyft here in Utah. I have for the past year after I realized our income was slipping. We were Making about 6 grand a month. Due to changes within my wifes company, our income was reduced all the way down to less than 2 grand a month. With some budgeting skills savings and Credit card juggling I was able to keep the lights on kids fed and even replace both vehicles. With both incomes we probably now average 4500 a month. That basically gives us a frugal life with no frills except for the occasional Disneyland trip which happens once every 2 years. Even then it's tightly budgeted. Unfortunately there are days like today where I am trying to bring in a small amount of income while selling my car mileage to Uber and Lyft. As of right now while writing I'm down 2 dollars. I still haven't made back my cost for the day.
While I am here wishing I was on vacation here in this beautiful Park City Utah, I got a ride request that was cancelled 4 times. I decided to see if there was any chance I could look up this person on Facebook. I found a name that matched, with a million to 1 odd of actually being that person, and I clicked on their profile. Wow what a life they have already had. Japan, Bahamas, somewhere with a beach, France. You name it they have probably been there. I have passengers in my car who talk about their adventures. Hiking in the himalayas, Going to Taiwan. Surfing Cabo, Jamaica South America, while I have basically went to Disneyland, on a work related cruise, and raised 4 beautiful daughters. In the last 12 years a marriage my wife and I have been together neither one of us has had a passport. Yes know the value of life is not what you own, but at times I would like to at least provide a few dreams for my wife and my girls. Currently I have created another blog to write about my preperations of a surprise honeymoon but then again who knows when that will happen.
So because I am down on my luck but forever will hold onto my dreams I am again going to ask a question that is simple to solve to me but may be complicated to anyone reading this.
Here it goes.
Is there anyone out there who would like to make a real difference in someones life, Particularly my life. A life changng destiny altering universal dynamic change that would not happen unless you, the right reader decided to say yes instead of no.
To an independent wealthy reader,
WOULD you be willing to wipe out my BIGGEST debt, MY MORTGAGE?
Which currently sits at around 263000
"How dare you ask that", some might say.
"Get a job and pay for it yourself " is something I myself would say to someone who would be asking the same question!
I have a job, I'm an entrepreneur and am self employed along side my wife
"Nothing is for free"
Don't I know that...
I have had minuscule help from family, no help from church almost or over 100000 dollars in medical or related expenses with again no help from my church no help from my family and no government help. Some of that money was interest on top of all I owed.
I know there are so many organizations
That could benifit from such a generous offer but I do argue how far does it really go? If you were to donate to a hospital the money would be used up within a month, If you were to donate to me our legacy and experiment is for a lifetime. The buck doesn't stop with me it would go through me.
I will pay it forward.
Do I really think this is possible?
I wouldn't write it down if I didn't believe it was.
"Nothing is impossible, the word itself says 'I'm Possible'! (Audry Hepburn)
If by chance a donor is out there what is the next step. Both of us want to make sure that one party is not taking advantage of the other party right?
Here are my thoughts and suggestions.
1.All payments go directly to my mortgage company. There are physical locations account numbers and you can't pay more than is owed. I feel that is most safe way.
2. 15k can be given as gifts per individual and 30k per married couple. We have 6 in my family which means 90k-180k can be given tax free. From what I have read this includes paying someone else's bills.
Again I know this is far out there and the probability is so low to have a stranger pay for a house. I don't need it. I can be honest. I'm responsible in my financial life. I have a credit score of around 720 with over 12 years of credit history. It's not the best but it does show I'm responsible. I just know that being free from my mortgage lender us an uphill battle for the next 28 years.
My motto when donating money is,
If It Feels Right Do it. If It Doesn't Don't
Anyway
Have a good Weekend guys.
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