Tuesday, May 23, 2017

My rant to Tran

On the show New Girl, Nick while trying to be alone has an Asian guy (Tran) come sit next to him. The scene is absolutely hilarious with Tran not saying a word yet Nick is able to solve his problems as he talks to Tran.
https://youtu.be/5iO1B5WRnoU

I feel like this blog is my "Tran"

It's cheaper then counseling and yes I have solved alot of problems through writing and quite frankly miracles have happened after this blog was created

And still I have things I need to talk or rant about. So let's start a new session shall we?

Tran?

So it's no secret that I have had many frustrations with my inlaws. They have spent their money with no thought of how it might affect them in the future. They have credit card debt student loan debt car loan debt and yet they still push themselves further in debt. 2 years ago my wife and I unknowingly put ourselves in debt by purchasing 2 phones. Verizon had change how they do upgrades. You now had to purchase your phones instead of signing a new contract. We were not able to simply upgrade with a fee anymore. We didn't find out about this till I logged on to my wifes verizon account. We were purchasing phones now. Both phones combined cost us around 1400 dollars. I wish I had known that because I could of saved us alot of money. With that knowledge in mInd I now know how phone bills work and am now saving close to 50 dollars a month. In fact I pay just under 80 dollars for two phones. My in laws on the other have upgraded once every year. The upgrades get more expensive and their phone bill goes up more and more each year.

How does this affect me?

Well for starters last year when they did their upgrade they charged it on my card. That upgrade was not suppose to be paid off till 2018. When I found out about the charge to my card they made up a lie and told me they thought it was their card. My guess is that they tried charging one of their credit cards got declined then went ahead and charged it on mine. Both cards are on the account.  I have since romoved my card.

Then we have the vacation story I wrote about. Where they came to visit us claimed they didn't have alot of money and used the hip surgery as their sympathy. We paid for their gas gave them a free car to use and even paid for a meal and entertainment.
I wrote about that here.
http://viscarjones.blogspot.com/2016/10/relative-financial-traps.html?m=1

At Christmas they still claim no money. My daughters got 5 dollars each to the dollar store. They on the other hand got fit bits from my wife's poor grandma traded them in paid more than 100 dollars to get Google watches. But they didn't have money for Christmas?

In January of this year their financial decision caught up to them and after being honest with them because I felt I owed more for the phone bill I payed 40 dollars more to help them out. 4 days later they asked us to prepay our next two bills because they had no money to pay the rest of the phone bill.

If I may back up one month. Durring New Years Eve they asked us to come down to see them. But they had no place for us to stay so we forked out 500 dollars to stay at a hotel. The reason we couldn't stay there? They had a roommate and the roommate had a dog that wasn't good around kids. Yes yet again a DOG rules the world and my kids are secondary citizens.

So you would think that after a surgery and after running out of money that they would be ready to finally start facing the fact that they need to pay off their debt.

NOPE!

IN February not even a full month after I payed their phone bill they upgraded their phones. My FIL wife paid over 200 dollars to pay off her old phone so they could go back into debt 1500 dollars for 2 brand new phones. They also have a more expensive insurance plan on those phones.

In March they took a very short trip to Utah. They had no money to fly (again I wonder why??) AND even had to split the cost.

And finally here we are in April while I first started writing this they just got back from tennessee spending more than a week in the great Smoky mountains at a cabin with relatives and friends.

Again why do I care.

Here's the reason why I care. I am a person who will give another person more and more chances as long as I believe there is change. You could do one nice thing to me and i will have indefinite respect for you until you start lying to me or be rude or unfair. I was once told by my Father in laws wife while sitting on her brand new couch and while they had a sizeable amount in their bank account that This was her house. Her exact words were, "This is my house, do you understand me?" Before leaving. To this day I don't know why she said that. Was she a financial high. I remember they had just bought the couches I was sitting on. Did she feel the need to warn me that she wanted her couches to stay perfect? Unless your ready to kick someone out of your house,
YOU NEVER SAY THAT!

I just want to be treated the same way you were to treat someone else. I know my in laws are not asking for financial help from their relatives durring this trip. They probably are living it up. They probably spoke kind words and had a great time. If they treat them that way why in ALL circumstances won't they treat us the same way.

This carries to all aspects of life and even to my parents. They too have their faults. Twice I have reached out to them for financial and living arrangement help. Both times they either denied me help or put in extra steps such as a contract so I could receive their help. Will there ever be a day where I can show them my version of why they were wrong in their decisions.



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