February's I Can't Afford It Award

I almost forgot February was almost over. I haven't had much time to even think lately.
Let's get to the winner shall we.

The winner of February's 2016 "I Can't Afford It Award" goes to this add.

I love how people somehow think you "gain" something from buying a new vehicle. You lose value almost imediately. If you decide to finance you become a slave to the lender agreeing to their terms including how much insurance you must have on the vehicle.

It's funny how people consider themselves higher class by the vehicles they drive yet the vehicle is not theirs they do not own it and as the above example shows one common hiccup in a families finances creates the decision to get rid of that vehicle. why? Because that freedom that eye candy that artificial, cover up of financial success suddenly over night becomes a problem a hindrance an eye sore and soon if not taken care could be a financial disaster. Your credit destroyed. your mobility taken away all because you listened to the sales guy didn't consider a few more situations that could come about such a JOB LOSS and made a decision to get a car with a 530 dollar payment a 1000 + dollar a year insurance and 400 dollar registration not to mention eventual tire replacement.
"But I get 10 year 100000 mile warranty" you say.

Really? ...........Really?

Your willing to pay 7760 dollars a year for peace of mind and to make your butt cool or hot whenever you want?? And then when the unthinkable happens you drive it to the bishops storehouse or the food bank and make up some lame excuse like "you don't know my situation" I may not. but I also know that your greedy choices have helped in creating this current situation and you should at least admit to that. Look if you paid everything but 5000 dollars off of this loan and had 100 dollar payment I would not have a problem. IF you put it that 5 grand on a credit card I  wouldn't have a problem but when you don't consider a emergency situation such as a job loss, how are you going to keep your car and keep food on the table (which 500 dollars a month would help with) and it creates another situation including losing your house and asking for donations meant for the poor than I have to ask. What are you thinking??

Have your cars paid for. It's not that hard

OH AND ONE LAST THOUGHT. SINCE WHEN ARE HYUNDAIS WORTH 30K????