So real quick. I have alot of topics to talk about but not enough time to write them so I'm going to just pick a few and be done.
Number 1. I have decided to get the V thing done. Yep no more kids for me. I could write a long post about it but every time I have tried doesn't quite put my feelings into words so here is the short version. A. I think my family is complete B. I'm a little selfish and don't think I've had enough alone time with the wife or enough fun time with the kids.C It's not fair that the government gives one group of people a free pass on baby bills (college couples or young people who CHOSE not to work so they can qualify for medicaid WIC and have their babies paid for.(( *cough byu *cough* Idaho)) while the rest of us pay thousands of dollars plus interest to pay for our babies. D. I don't want to pay any more into the system. Babies are expensive and unfortunately diapers and formula companies are making way too much on me. E It takes my wife around a year and a half to over 2 years from day one of conception to be her normal self again which leaves a lot of responsibility on my shoulders. And ending with F. I'm ready just to turn the page and not have a newborn or baby strapping us down. I've paid around 60 thousand dollars on medical bills diapers and formula and I am done! On to bigger and better adventures hopefully soon achieving my main goal of being an independent and debt free family.
The procedure? Uncomfortable and pretty painless. I would however make sure I had more time off at work. They do say you can be back to work the next day but that's for office jobs. Your better off staying home for up to 5 days if you can.
The next subject is once again Christmas charities. If you haven't read my blog before I have said it over and over be careful who you donate to. There are so many good charities out there but unfortunately alot of freebie grabbing people who take advantage of those programs who through life choices are relying on food banks to keep possessions that could be sold to pay for food such as rifles ATV Boats toys even cars. Then there are those who chose not to work. They too have to milk the system to survive. It's hard to think about donating to charities that those people rely on when you yourself are just barely getting by. Trust me there are days when I feel heartbroken from stories I hear of families struggling but then not a day later I find out that a "struggling" family was just at Disneyland or on a cruise just months ago and NOW they need your help when you are smartly saving and scrimp in so all of your bills are paid. What I am mainly saying is this. 1. There is nothing wrong with having a poor Christmas. Some of my favorite Christmases were when we didn't have alot. I just enjoyed the company of my family. One that sticks out to me was the year my mom worked at the DI thrift store. I had alot of gifts from that thrift store that i thought were awesone. The alarm clock i got didn't even have a snooze button but i still used it until i moved away to college. My wife also has a good story on this subject. When she was younger her dad was discharged (honorably) from the air force. After moving to a different state and into an appt shared with their aunt money was tight. Her dad did not get paid till Christmas Eve that year. They woke up Christmas morning only to be sent back to bed because Santa had not come yet. When they came back to there stockings about an hour later they were filled with donuts drinks and toys obviously bought at the only place open that Christmas morning the seven 11. She loved it. The magic of Christmas was still alive and well.
2. If you are going to ask for help at least TRY to clean up your financial life. I find it funny and alarming when a person will ask for help only to find out they recently purchased a car or a dog but won't get rid of those to help themselves become independent. They rely on you for your charity. I would include examples but would like to shorten this up. If your hardships are backed up with pictures of you on vacation in Hawaii just months earlier it's hard to prove you really need help or your just trying to get help digging you out of a hole that you created.
Hardships help people grow (or become angry like me) if a person doesn't experience loneliness in times of need how are they going to grow their inner strength and become a stronger person?
In the end if it feels right to donate, donate. If it doesn't don't
Have a merry Christmas everyone.
Coming up
Why the winter solace is like new years to me
And
December's winner of the I can't afford it award
PLUS
2015 grand prize winner of The I can't afford it award.
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