Sunday, February 1, 2015

Screenshots unload

It never fails that at least once a week I will see something to write about and take a screenshot or it's evidence further justifying my cause and my self proclaimed group  CPA or car payments anonymous. So anonymous that there is only one member. Me! So I've decided to unload some screenshots and get them deleted.
If you remember back in January I granted the "I can't afford it award" award to a young married guy who bought a truck not even a year old and now has to sell it because it's not paid for. (*cough* the bank owns it). It's beginning to be too expensive and oh yeah he's starting a family and relizing you can't live a luxurions life when you don't have a luxurious bank account. So I decided to look him up the other day and found his add and  he still has not sold the truck. I wouldn't expect him to in fact I would be shocked if he did sell it. Most people looking for vehicles less than a year old are not looking on the classifieds for a new vehicle they're going to a Dealership to get incentives that this truck probably wont include. Even warranties ARE NOT the same when You sell a "used"vehicle. I tried explaining this to my wife before our first purchase to no avail. I do find it interesting that a few things have changed from the new post from the old. First starting with the price
Old

New

It's a step in the right direction.  In my opinion it's going to take a bit more to sell his truck. I'll give my tips later

He also changed some wording. Remember in my first post I said this
because if this
I don't know if he caught wind of my blog because he changed it
it should say alot cheaper.  What does he mean by a clean a clear title? In his first add it says he needs to downsize His payment in the second he includes that it's a free and clear title which doesn't make sense because he mentions payments which means there should be a financial lean on the title?  

So here's my suggestion if your in this situation.  1. Get all of your resources together because you might need cash or another loan to get out of this loan then option a. Reduce the price farther to further encourage people to check it out. I would suggest dropping this one to at least 29995 that way it's cheaper than what most dealers would offer. Or b.My favorite idea. Pay someone to take it.  Up the price 500 and then pay someone 1000 dollars to take it after all the paperwork is filled out and the title signed. 
For my post on Januarys "I can't afford it award"


For my post on selfish truck owners. 


I randomly saw this one.
I'll I'm going to say is car payments = you losing control of your car. Paid off car no repo. (It could be impounded)

I alow one exception to my no car payments rule. If you absolutely have to don't finance past 5000 dollars. The reason why is because that should put your payments down to about 100 dollars. If you fall on hard times and miss a payment you won't be selling your first born to pay for it. I found the perfect example of what can happen if you do fall on hard times and have a large car payment.
that was a go fund me page. Again this can be avoided. One of the problems in society is that women are the worst at a status symbol. They won't settle for an older more affordable car. Phrases like "I'm not going to live like this" or "I didn't sign up for this" I'm sure were invented by women! (Half kidding of course)

The only reason I'm posting this screenshot is because I was shocked at how much in food stamps I could qualify for 
750 a month? Insane I think I pay less than 400. No wonder I see "certain" people grabbing the new york steaks. They can afford them or I should say we can afford them.

That's it for now. I have two updates on the new truck and the expensive house that I've wrote about that are somewhat interesting. Till next time.






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