June's winner of the "I CAN'T AFFORD IT AWARD"

Wow what an exciting month. Alot of changes has happened in my world. Changes that can soon chose the fate of this blog. More on that later.

Anyways.

Let me introduce you to June 2016 winner of the "I can't afford it award"

So remember back a few post how I would talk about this young married couple syndrome. Where  two young people from different backgrounds and two different financial educations get married. After marriage they feel like they can buy anything so they start getting things that their parents took years to get. The ironic thing is their parents are usually the ones educating them on how to get these things today such as furniture t.v. cars bigger houses, instead of earning and learning how to better control money over time. My in laws were that way with my wife. Maybe it was because they wanted my wife to not struggle without like they did, BUT! Ironically they struggled because they followed those exact teachings they taught my wife! It takes dicipline and money management skills to be successful. It takes a desire to be in control of your money flow not a slave to it.

Now that I have my thoughts out this month let's move on.

The winner of June 2016 "I can't afford it award" goes to.....

This young married couple with this add.

And now because they can't take it back they have become a slave to it. 

I am reading a book right now about creating your own bank. In it the auther "something" Nash claims that 35% of the money we earn goes to interest. We lose 35% of every dollar we make!! That is unacceptable!! Be in control. Don't let your finances control you. Go to work to make a paycheck for yourself not for your financial institutions.

Just another post on irresponsible pet ownership

I've often wrote many times my feelings on responsible pet ownership. In a nutshell if you own a dog horse or an animal that requires vet bills and large amounts of money to feed it you should not need financial or living assistance. With the exception of medical needs, people who actually need a trained licensed assistance animal (NOT A SOCIAL OR A COMEFORT ANIMAL!), the elderly and other special circumstances. You should not require or need financial or food assistance the entire time you own that animal. That is my stance those are my feelings. Society should not take care of your dog or your horse through food donations fast offering donations or tax funded social services that you use and in turn save money on food or rent and because of that you have funds to pay for your animals food or vet bills. Non stop I see people setting up gofundme accounts asking to save them from a financial hardship that was caused by a freak accident to their dog. It's their dog! You mean to tell me they can't take care of it?? Get a freaking second job and take care of this financial problem yourself! It's your responsibility its your dog.

This is not to say every situation is the same. People do get injured or have emergencies out of their control. Still a job loss should always be calculated into EVERY decision.

So for years now I have been predicting who of my extended family is at risk of a financial misshap. Again I have to hand it to my side of our family for being fiscally responsible. You will not see these same problems. Why? My parents taught us the value of a dollar my rich uncle taught us about debt and why we should stay clear of it. Our last reunion looked like we had jumped back in time with all the old trailers and old vehicles yet I can guarantee you we were alot better off financially then our neighbors at that same campground.

Anyways

I have this sister in law for years I have been guessing that she has been one of those people living off parental assistance which I have talked about. Now why is this my buisness? Well I've been noticing ever since she has moved into my in laws place the amount of assistance we get has dropped dramatically.(assistance as in the occasional meal or movies paid for and sometimes trip reimbursement for visiting) We don't get the same treatment we used to. We don't even get the fridge stocked when we go down to visit. We've even reduced the amount of times we go down there because of how uninviting they have become and not all of it is due to money some of it is due to them buying nice couches that they cannot afford that my kids are barely allowed to sit on.

So I'm getting off track
Anyways

This sister in law has a dog she's very emotionally attached to. The dog did not have a leash on it when it darted out into traffic got hit and broke both legs. On top of the new 1500 dollar vet bill she has 3500 in credit card debt and almost 12 grand in a car loan.

So what does she do when an emergency happens?

She ask for the publics help.

Look I want to responsibly own a pet someday but I guarantee you I will not be asking for crowd donations when it gets sick or injured and if I don't have money for food or living expenses that dog will need to be rehomed. You cannot afford a dog if you cannot afford your own living expenses.

Here's another example of an irresponsible pet owner.

And another

And even one more example.

Brings new light to the phrase "everybody and their dog" is asking for help LOL.

So I guess my main point is this. Those of you who want a pet but know like I do that right now is not the time to take on an animal that needs to be fed have lots of attention and an occasional vet bill be careful what charities you donate to. Alot of people who rely on those charities have pets that they shouldn't have you yourself deserve more. They take more you give what you can yet your the one sacrificing daily going without they're not.