5 thoughts from this previous weekend.

1. If you are going to own a dog relize this. No matter how old you are that dog is your responsibility. For some reason adults forger this at some point in their life when the dog becomes a financial burden. I've seen 2-3 begging post lately from irresponsible pet owners (it may be harsh but TRUE) asking for help because their pet either needs food or surgery. YOU made the decision to have that dog YOU get out there and provide for it. It's YOUR dog.
My 2nd thought on this first subject is Family goals and humans come before any animal. If it comes down to feeding the family, an individual human being, or a pet, HUMANS COME FIRST. I have no  objections to a person giving away or putting to sleep (if the animal is sick or injured) the animal to advance family or an individual's goals.

2. An emotional support animal do not have the same rights as service dogs. You cannot bring an emotional support animal into a store when the stores policie states "service animals only" besides isn't part of your emotional support therapy is learning how to deal with your emotions. You can't spare a half hour away from your pet to practice dealing with your emotions? .Seriously pathetic.

3. Mercedes and BMW are expensive luxury cars that do not stop sucking money out if your wallet until you get rid of them. Unless you're in a position to maintain your lifestyle for decades to come, don't buy them. I recently ran into an add of a couple selling their dream car. Why, because they were expecting. You can't  have a luxury car if you don't have a luxury life.

4. The same goes for brand new cars. Odds are if you have a brand new car on a payment plan you will be paying more than you should to look good or impress "Who"? I am up to my 7th listing of people sellimg their used 2015 cars. They are months old and the owners are realizing they can't afford them. In one instance a person spent over 6000 dollars before trying to transfer his lease. That money is gone and could be the subject of many arguments to come with his wife. How's that higher education coming for you buddy? You're suppose to learn skills to make money not LOSE it.

5. Lastly if you are disabled there are a vast amount of programs and incentives to help make life easier. From discounts to social security benifits church help government programs and even skipping the line at most theme parks. Being disabled does not exclude you from having financial common sense. If you buy a van to help your disability you still have to pay for it. Don't rely on society to make your payments for you. You had less expensive options but decided to go with the more expensive option which tied up your finances.

And that my friends are 5 things that bugged me thus weekend.

Standing up for YOUR financial well being

So instead of ranting I actually have a money saving tip. Last Saturday I finally decided to get the knocking sound on my van fixed. For the longest time I thought it was the AC compressor which would require a lot if work and what I've calculated up to 300 dollars to get it done. Maybe more. Well I finally  decided to look elsewhere for the noise and found that the Alternator was making the noise. I looked on line(which is where I always start) to get a quote to get an idea of how much I was willing to spend. I found that the average I was finding was around 119 which put my spending limit to around 129. I was willing to go to 139. So I go to the auto parts store and have them test it to determine if Infact I was correct about the noise. I was and oddly it passed as a good alternator. So the employee finally  quotes me a price of 179 dollars without including tax! Total out the door price would  have been 191.26.

For you Auto parts dealers. How the hell do you guys figure that an Alternator is worth that much! Rental space? health insurance? wages? Bob's salary who is head of some department that doesn't make sense and he's overpaid anyways? Although they will never see this post here is a tip. I doubt auto parts dealers can offer the same price as an online dealer. I know that. But..what about at least protecting your sell through haggling. I was willing to go to 139. There was no way that your  employer through some dicount can't offer me that? They never discussed  a core charge either. I didn't know if that was the price with the core or without. So in the end I won. My alternator still worked it just made noise so I put it back in my  van and ordered a part for 111 dollars. Free shipping. 80 dollars difference. So look around.

My other money saving tip just happened over the weekend. My wife is going to have a baby. (post to come about my feelings on that) and she requires some pretty  Expensive pills to get her through the pregnancy . We are not going to be using her anti nausea pills which were originally 40 dollars a pill and our co pay was 8 (before Obama became president and made my insurance more expensive) because they have been proven to harm the baby. We do need progesterone  which is up there in the more expensive catigories of pills. My first quote with insurance was 182 dollars. my advantages were that that amount would  go towards my 6000 dollar deductible. After I hit my 6000 dollar deductible everything is covered. I more than likely will not hit that this year and even if I did I would have just over a month to take advantage of it. So saving money is 2nd priority to making sure the baby is going to develop strong.
So I looked online  and found a prescription discount card that had a price quote of around 60 bucks when it was all said and done I ended up paying just under 98 bucks still Almost 50% savings but I'm not satisfied. I still wonder if Infact they could of gave me the quoted price or just did a bate and switch tactics on me.

So look around. I saved over 140 dollars in 2 weekends. More money saved for the baby to come.